Rock chip on the highway that's now a 6-inch crack. Or you came out to a car with the windshield smashed. Most auto glass is covered by your comprehensive insurance with no deductible in Maryland - it's worth a call to your insurer before you pay out of pocket.
A good auto glass shop does the ADAS recalibration after replacing windshields on newer cars. This is not optional - your lane departure warning, automatic braking, and rain sensors are mounted to or calibrated with the windshield. Shops that skip recalibration are cutting corners in a way that affects safety systems you depend on.
Windshield replacement runs $200-$500 without insurance, more for newer vehicles with cameras. Chip repairs run $50-$100 and take 30 minutes. Mobile service exists - they come to you. Red flag: any shop that can't tell you whether your vehicle needs ADAS recalibration, or claims it doesn't when it clearly does.